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County, Forestville Md; Glenarden; Glenn Dale; Greenbelt; Bethesda, Chase,
Montgomery, Hyattsville Md; Indian Head; Landover Maryland; Landover Hills;
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Mount Rainier; New Carollton Md; North Brentwood; Seat Pleasant; Springdale;
University Park; Upper Marlboro Maryland; Woodmore Md; St. Mary’s County;
Waldorf, Montgomery County; Waldorf; Laplata, Howard, Potomac Md.
Virginia – Va.
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Old Town - Alexandria, Annandale,
Arlington, Richmond, Brambleton, King George County, Centreville, Chantilly,
Dulles County, Chesapeake, Leesburg, Manassas, Virginia Beach, Williamsburg.
Winchester, Prince William County, Northern, Southern, Dulles County, Fairfax,
Fairfax County, Fredricksburg, Loudon County, Manassas, Mclean, Reston, South
Riding, Stafford County, Stone Ridge, Vienna, Woodbridge, Falls Church, Mount
Vernon, Great Falls, Herndon, Manassas, Oakton, SpringField, Occoquan, Viena,
Lorton, Clifton, Burke, Clifton, Mixing Bowl, Old Town, City,
Life
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Columbia Real Estate Communities
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Hill; Cleveland
Park
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( Citizens Association ); Georgetown ;
Logan Circle;
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Pleasant ; Petworth ; Shaw / Howard ; Greater
U street Corridor
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Ave ; Mt
Vernon ; Sheridian
– Kalorama ; Sixteen
Street ; Strivers
Section ; Archeology
in DC , Chinatown,
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Real Estate
Glossary Terms
DC MD VA Real Estate Agent &
Broker Opportunities - CLICK
HERE!
Acceleration Clause I
Adjustable-rate mortgage (ARM)
l Adjustment Date l Amortization l Amortization Schedule l Annual Percentage Rate (APR) l Application l Appraisal l Appraised Value l Appraiser l
Appreciation l Assessed Value l
Assessment l Assessor l Asset l Assignment l
Assumable Mortgage l Assumption l Balloon Mortgage l
Balloon Payment l Bankruptcy l Bill of Sale l Biweekly Mortgage l
Bond Market l Bridge
Loan l broker l
Buydown l Call Option l
Cap l Cash-out Refinance l
Certificate of Deposit
l Certificate of Deposit
Index l Certificate of Eligibility l Certificate of Reasonable Value (CRV)
l Chain of Title l Clear Title l Closing l Closing Costs l Closing Statement l Cloud on Title l Co-borrower l
Collateral l collection l
Commission l Common
Comparable Sales l Construction
Loan l Contingency l Conventional Mortgage l convertible ARM l
cooperative (co-op)l Cost of Funds Index (COFI) l credit l Credit History l
Creditor l Credit Report
l Credit Repository l Debt l
Deed l Deed-in-lieu l Deed of Trust l Default l Delinquency l Deposit l Depreciation l Discount Points
l Down Payment l
Due-on-sale Provision l
Earnest Money Deposit l Effective Age l Eminent Domain l Encumbrance l
Equal Credit Opportunity Act (ECOA) l
Equity l Escrow l Escrow Account l Escrow Analysis l
Escrow Disbursements l Examination of Title l Exclusive Listing l Fair Credit
Reporting Act l fair market value l
Fannie Mae (FNM) l Federal Housing
Administration (FHA) l Fee Simple l
Fee Simple Estate l FHA Mortgage l
Firm Commitment l First Mortgage l Fixed-rate Mortgage Foreclosure l 401(k)/403(b) l
401(k)/403(b) loan l Government Loan (mortgage) l Government National Mortgage Association
(Ginnie Mae) l Grantee l Grantor l Hazard Insurance l Home Equity Conversion
Mortgage (HECM) l Home Equity Line
of Credit l Homeowners' Association l
HUD Median Income l Judgment
l Judicial Foreclosure l Jumbo Loan l Late Charge l Lender l Lien l Life Cap l Line of Credit l Liquid Asset l Loan l
Loan Officer l Loan Origination
l Loan Servicing l
Loan-to-value (LTV) l Lock-in l
Lock-in Period l Margin l Maturity l Merged Credit Report l
Modification l Mortgage
l Mortgage Banker l Mortgage Broker l Mortgagee l
Mortgage Insurance (MI) l
Mortgage Insurance Premium (MIP) l Mortgage Life and Disability Insurance
l Mortgagor l Negative Amortization
l No cash-out Refinance l No-cost
Loan l Note l Note Rate l Notice of Default l Original Principal Balance l Origination Fee l Owner
Financing l Partial Payment l Payment Change Date l Periodic Payment Cap l Periodic Rate Cap l PITI l PITI Reserves l Planned Unit Development (PUD l
Point l Power of
Attorney l Pre-approval l
Prepayment l Prepayment Penalty l
Pre-qualification l Prime Rate l
Principal l Principal Balance l Principal,interest, taxes, and insurance
(PITI) l Private mortgage insurance (MI) l
Promissory Note l
Public Auction l Planned Unit Development (PUD) l
Purchase Agreement l Purchase Money
Transaction l Qualifying Ratios l Quitclaim Deed l Rate Lock l Real Estate Agent l Realtor l Refinance Transaction l Remaining Balance l Remaining Term l Revolving
Debt l Second Mortgage l Secondary
Market l Secured Loan l Security
l Seller Carry-back l Subordinate Financing l Sweat Equity
l Truth-in-Lending l Trustee l VA Mortgage l
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Shataa Whittle -
Realtor
Office:
301-362-4500 x
5146
Cell:202-276-2295
Direct
Dial:240-264-5146
Direct
Fax - 240-264-5246 
8730-16 Cherry
Lane
Laurel Md 20707
“Your Local
Realty Partner”

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Shataa Whittle – Real Estate
Professional / Realtor
Licensed in DC and
Email:
swhittle@mylocalrealtypartner.com
Websites: http://www.realestatepropertylistingagent.com
http://www.putcashinmypocketnow.com
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http://www.xtremewealth.com
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